Terms & Conditions
Article 1 (Purpose)
These Terms and Conditions (these “Terms”) set forth the general provisions governing the rights, obligations, and responsibilities of users (“Members”) and FACTBLOCK GLOBAL PTE. LTD. (the“Company”) in connection with the use of the FABLO service and its related features (collectively, the “Services”) provided by the Company.
Article 2 (Effectiveness and Amendment of these Terms)
(1) The Company may amend these Terms from time to time, provided that such amendments do not violate applicable laws and regulations, including the Act on the Regulation of Terms and Conditions and the Act on Consumer Protection in Electronic Commerce.
(2) In the event of any amendment to these Terms, the Company shall notify Members of the effective date, the substance of the amendment, and the reason for the change by posting such information on the initial login page or a linked page, for a minimum of seven (7) days prior to the effective date (or thirty (30) days in the case of amendments that are materially adverse to Members), and such notice shall remain posted for a reasonable period following the effective date.
(3) In the event of any amendment to these Terms, the Company shall obtain the Member’s consent to the amended Terms. If the amendment notice expressly states that failure to express acceptance or rejection by the effective date shall be deemed consent, and the Member does not submit an objection within the specified period, the Member shall be deemed to have accepted the amended Terms.
(4) If a Member does not agree to the amended Terms, either the Member or the Company may terminate the Service Agreement in accordance with these Terms.
Article 3 (Supplementary Rules)
Any matters not expressly provided for in these Terms shall be governed by applicable laws and regulations, including without limitation the Framework Act on Telecommunications and the Telecommunications Business Act, as well as any detailed service usage policies separately established by the Company.
Article 4 (Definitions)
For purposes of these Terms, the following terms shall have the meanings set forth below:
(1) “Services” means all services provided by the Company in connection with the FABLO platform, regardless of the type of device used, including both wired and wireless devices such as mobile phones.
(2) “Member” means any individual who enters into a service use agreement with the
Company under these Terms and accesses or uses the content and services made available by the Company.
(3) “Partner” means a person or entity that enters into a separate service use agreement with the Company to provide quests or content to Members.
(4) “Influencer” means any individual who enters into a service use agreement with the
Company under the FABLO Influencer Terms of Service and receives benefits through the use of the Company’s content and services.
(5) “Open Profile” means an online space that publicly displays a Member’s or Influencer’s information, including service-related activity metrics such as content they have created and the points they have accumulated.
(6) “Community Service” means a service feature that enables Partners to establish and
manage communities on the FABLO platform in order to provide quests and content to
Members.
(7) “Lounge” means an online space within the Service where content may be posted and Members, Influencers, and other users may interact by liking, commenting, or otherwise engaging with the content.
(8) “Quest Service” means a Service feature that allows Members to participate in quests made available by a Community and receive rewards.
(9) “Item Service” means a feature that enables Members to redeem items or coupons in exchange for FABLO Points.
(10) “FABLO Points” means points awarded to Members as rewards for completing quests, which may be used to access or redeem various services and benefits provided through the FABLO platform.
(11) “Community Credits” means a form of payment provided by the Community to Members participating in quests, which may be used to purchase FABLO Points.
(12) “Content” means all information, materials, and content created by the Company,
Members, Influencers, Partners, or other users for use on or through the FABLO platform via any device (including both wired and wireless devices, such as mobile phones).
(13) “Post” means any form of information—including text, photographs, videos, files, or links, whether consisting of symbols, characters, audio, sound, images, or video—uploaded or published on the FABLO platform by the Company, Members, Influencers, or other users.
(14) “Affiliate” means a third-party business that supplies the Company with product vouchers, coupons, or other items that may be redeemed by Members using FABLO Points. Unless otherwise defined herein, capitalized terms shall have the meanings assigned to them under applicable laws and regulations or in accordance with generally accepted industry practice.
Article 5 (Formation of the Service Use Agreement)
(1) A service use agreement shall be deemed concluded when an individual who wishes to register as a Member (the “Applicant”) consents to these Terms and submits an application for membership, and the Company accepts such application.
(2) Each Member may maintain only one (1) account, and each account may be used on only one (1) device. Transfer of service usage or data between accounts is not permitted.
(3) Individuals under the age of fourteen (14) are not permitted to register for or use the
Services.
(4) The Company may deny or withhold approval of a membership application if any of the following apply:
1. The Applicant violates the one-person, one-account policy or otherwise fails to meet
eligibility criteria established by the Company, including being under the age of 14;
2. The Applicant has previously been restricted from using the Services for violating
obligations under Article 13 or has had a service use agreement terminated pursuant to
Article 17; provided, however, that this restriction shall not apply where the Company
has expressly approved re-registration following a specified period;
3. The application contains false, incomplete, or misleading information;
4. The Company reasonably determines that the formation of a service use agreement
would materially interfere with its technical operations or service capabilities; or
5. The application is submitted for fraudulent purposes, to disrupt Company operations, or otherwise violates applicable laws or Company policies.
(5) If an Applicant provides false information during the registration process, the Company may restrict access to the Services, and the Applicant shall bear full responsibility for any resulting loss, damages, or legal liability.
(6) Members are responsible for promptly updating or notifying the Company of any changes to the information submitted during registration. The Company shall not be liable for any disadvantage or loss arising from a Member’s failure to do so.
Article 6 (Provision and Modification of Services)
(1) The Company provides the following services:
1. Recording of Members’ participation in the Services;
2. Award of FABLO Points as rewards for participation;
3. Community quest creation and related data access and management;
4. Provision of winner lists to facilitate direct reward distribution by Communities;
5. Any and all other services offered on the FABLO platform, including the exchange of
Community Credits and FABLO Points.
(2) Members may access and use the Services upon entering into a service use agreement pursuant to Article 5, Paragraph 1; provided, however, that access to certain Services may be restricted at the Company’s discretion.
(3) In addition to the Services described above, the Company may, from time to time, offer additional features or services, which shall be deemed part of the Services under these Terms.
(4) Unless otherwise specified, the Services are provided free of charge; provided, however, that certain Services may be offered on a paid basis.
(5) The Company may require Members to enter into separate agreements, in addition to these Terms, for the use of specific Services. In such cases, Members may access the relevant Services only after agreeing to the applicable terms, submitting a usage application, and receiving the Company’s approval.
(6) The Services are generally available twenty-four (24) hours a day, seven (7) days a week, year-round.
(7) The Company may temporarily suspend all or part of the Services due to system
maintenance, inspection, equipment replacement or failure, communications disruption, or other material operational reasons. In such cases, the Company shall provide advance notice to Members through reasonable means; provided, however, that in cases where prior notice is not feasible due to urgent or unforeseen circumstances, notice may be given after the fact.
(8) The Company may conduct regularly scheduled maintenance necessary for the operation of the Services, the timing of which will be announced on the Service interface. Access to the Services may be partially or fully restricted during such maintenance. The Company shall not be liable for any damages arising from such maintenance unless caused by its willful misconduct or gross negligence.
(9) The Company shall not be liable for any issues arising from the unavailability or limitation of Service features caused by outages or maintenance of third-party services linked to the FABLO platform, unless such issues result from the Company’s willful misconduct or gross negligence. In such cases, the Company shall notify Members of the circumstances in a timely manner.
Article 7 (Lounge Service – Former Community)
(1) Members may use various features in the Lounge, including posting articles and comments, sharing content, following other users, and viewing leaderboards.
(2) The Company may, at its discretion, restrict or suspend access to all or part of the Lounge features to ensure orderly use, service stability, security, or operational efficiency, including but not limited to the following circumstances:
1. Posting or attempting to post illegal, false, or misleading information;
2. Posting or attempting to post content that violates any applicable laws or regulations;
3. Posting or attempting to post content that is defamatory, disparaging, or harmful to any individual or entity;
4. Posting or attempting to post content that infringes the intellectual property rights or
rights of publicity of third parties;
5. Impersonating another person or entity, or posting content that constitutes fraud or
deceptive conduct;
6. Suspected use of automated tools, bots, or manipulation of engagement metrics (e.g., likes, comments, views);
7. Any other conduct that violates these Terms or the Company’s operational policies.
(3) Members who post or share content in the Lounge are solely responsible for the content they upload.
1. The copyright and other proprietary rights in content posted by a Member shall remain with the Member who created the content.
2. The Company may delete or modify any content that (i) it seriously infringes upon a
Member’s personality, rights, or interests; (ii) it violates Article 3 or applicable laws; or
(iii) there are other comparable, reasonable grounds to protect Members or maintain
service integrity. Affected Members may submit an objection within seven (7) days of
such action, but shall not be entitled to claim damages resulting from the Company’s
decision.
3. If a third party files a claim, objection, or legal action (including claims of infringement
of intellectual property or other rights) against the Company in connection with content
posted by a Member, the Member shall be solely responsible for resolving the matter at
their own expense. The Member shall indemnify and hold the Company harmless from
any resulting damages and reimburse the Company for all related losses, including,
without limitation, reasonable attorneys’ fees. However, the Company shall bear
proportionate responsibility if such damages result from its willful misconduct or gross
negligence.
(4) The Company may remove any post or comment containing prohibited content without
prior notice. In the case of repeated or serious violations, the Company may restrict the
user’s posting or commenting privileges, or suspend the user’s account. Prohibited content includes, but is not limited to:
1. Profanity, slanderous remarks, or obscene material;
2. Promotional or commercial content intended for profit;
3. Content that infringes intellectual property rights, including copyrights;
4. Content that defames others or is otherwise antisocial;
5. Disclosure of personal information of oneself or others (e.g., real names, contact
details, email addresses).
Article 8 (Open Profile)
(1) Members may register, update, and make publicly available their Open Profile, including
profile image, name or nickname, company name and title, industry sector, personal
introduction, badges, activity history (such as posts, comments, likes, rankings, and points), social media accounts, and contact information. Members may also use messaging and contact-sharing features available through the Open Profile.
(2) The Company may restrict, suspend, or disable certain Open Profile features in whole or in part, as necessary to maintain service order, stability, security, or operational efficiency.
Such restrictions may be imposed if a Member engages in any of the following conduct:
1. Registering or sharing false, misleading, unlawful, or otherwise harmful information;
2. Posting or transmitting content in violation of applicable laws or regulations;
3. Engaging in defamation, privacy violations, discrimination, hate speech, or slander;
4. Infringing upon intellectual property rights, rights of publicity, or other rights of third
parties;
5. Impersonating any person or entity, misrepresenting identity, affiliations, career
history, or qualifications;
6. Sending spam, mass marketing, solicitation messages, or using automated tools for
such purposes;
7. Manipulating or attempting to manipulate metrics, such as through the use of fake
followers, likes, comments, or view farming;
8. Violating these Terms or the Company’s operational policies.
(3) Members are solely responsible for the content and information they post or share through their Open Profile, including its management and operation.
1. Members are solely responsible for all content and information posted or shared on
their Open Profile. Members retain all rights in such content but assume full liability
for any disputes or claims arising out of or in connection with it. If a dispute arises
between a Member and a third party regarding Open Profile content, the Member shall
resolve the dispute at their own expense and shall indemnify the Company for any
damages or costs incurred. However, the Company shall bear liability to the extent
such damages result from its willful misconduct or gross negligence.
2. If the Company determines, in its sole discretion, that any information or content
posted on an Open Profile violates applicable law, these Terms, or the Company’s
policies, or infringes upon the rights of others, it may delete, modify, or restrict access
to such content without prior notice. The Member shall not be entitled to any claim for
damages arising from such actions.
3. Badges granted by the Company may be subject to additional criteria, and may be
modified, withdrawn, or revoked by the Company in accordance with its operational
standards. Badges may not be used for commercial endorsements, advertisements, or
promotional purposes without the Company’s prior written consent.
(4) The Company may delete or block any post, comment, message, or other content on the Open Profile without prior notice if it contains any of the prohibited content set forth in this Paragraph. In cases of repeated or serious violations, the Company may restrict the Member’s access to Open Profile features or suspend the Member’s account.
1. Profanity, slanderous, defamatory, or obscene material;
2. Content intended for commercial promotion or profit without authorization;
3. Content that infringes upon copyrights or other intellectual property rights;
4. Content that is antisocial or otherwise harmful to the reputation of others;
5. Disclosure of personal information (e.g., real names, contact details, email addresses) of the Member or third parties.
Article 9 (Quest Services)
(1) Members may participate in quests created by Communities and may receive rewards upon completion.
1. Members may earn experience points (“XP”) for participating in quests, regardless of
whether they are selected as winners.
2. To be deemed to have successfully completed a quest, a Member must fulfill all
component tasks or requirements associated with that quest.
3. Rewards for winning quests shall be awarded in FABLO Points.
(2) Members shall not engage in any of the following conduct in connection with quest
participation. If any such conduct is discovered, the Company may impose appropriate
sanctions, including but not limited to disqualification from the quest, forfeiture or
cancellation of rewards (whether scheduled or already granted), and suspension of access to the Services:
1. Participating through fraudulent or deceptive means, including the use of automated
tools such as macros, bots, scripts, crawlers, or other similar programs;
2. Circumventing or attempting to circumvent system functions, or accessing or
participating through unauthorized or abnormal methods;
3. Engaging in any other conduct deemed by the Company to constitute fraudulent
participation.
(3) Certain quests may involve integration with third-party platforms, including but not limited to YouTube. The Company uses the YouTube API in connection with such quests. By participating in these quests, Members are deemed to have agreed to the YouTube Terms of Service (https://www.youtube.com/t/terms).
Article 10 (Item Services)
(1) Members may redeem FABLO Points in the item shop for available items or coupons.
(2) Redeemed coupons may be exchanged for digital or physical goods or services, or may be provided in barcode format, which can be used to claim such goods or services.
(3) Redeemed coupons or vouchers will remain viewable within the Service for a period of four (4) weeks from the date of redemption.
(4) Members are solely responsible for managing any redeemed coupons or vouchers. The Company shall not be liable for expired, lost, or unused coupons under any circumstances.
(5) The Company is not responsible for any issues, including service failure or negligence, attributable to third-party Affiliates who issue or fulfill such coupons. The Company shall not intervene in any disputes between Members and Affiliates unless such dispute arises from the Company’s willful misconduct or gross negligence.
Article 11 (FABLO Points)
(1) Members may earn and use FABLO Points (unit: point) in connection with their use of the Services.
(2) Members may earn FABLO Points under the following circumstances. The specific
methods and criteria for earning FABLO Points may vary at the Company’s discretion:
1. By being selected as a winner after participating in a quest;
2. By participating in other services through which FABLO Points may be earned.
(3) Members may redeem FABLO Points in the following circumstances:
1. To exchange for items or coupons through the item shop;
2. To participate in quests that require the deduction of FABLO Points.
(4) FABLO Points shall remain valid for five (5) years from the date of accrual. Any unused Points shall automatically expire and be deleted upon expiration of the validity period.
(5) FABLO Points are non-refundable and may not be transferred, assigned, or sold to any third party.
(6) Bonus FABLO Points granted by the Company shall remain valid for one (1) year from the date of issuance. Any unused bonus Points shall expire and be deleted upon expiration of the validity period.
(7) Bonus FABLO Points are also non-refundable and non-transferable.
(8) The Company may suspend or restrict a Member’s use of FABLO Points if the Member engages in any of the following:
1. Transmitting large volumes of data intended to interfere with the stability of the
FABLO Points system;
2. Fraudulent use of another Member’s account;
3. Using the FABLO Points Service to commit or facilitate criminal acts;
4. Unauthorized use of another person’s FABLO Points;
5. Involvement in or suspected association with criminal activity by an individual or
entity;
6. Using FABLO Points as a means of unlawful cash conversion;
7. Violating applicable laws or these Terms.
(9) The Company may amend or discontinue the methods of earning or using FABLO Points based on its service policies or operational needs, as follows:
1. If the FABLO Points program is modified, the Company shall implement such changes after providing prior notice to Members via the Service interface and through
reasonable methods of communication, including email, SMS, or pop-up notifications
2. If the Company discontinues the FABLO Points program, the Company shall provide
advance notice through the Service and other means such as email or SMS. Members
shall have thirty (30) days from the date of such notice to use or convert their
remaining FABLO Points in accordance with the conversion criteria announced at the
time of such notice.
Article 12 (Ownership of Rights and Use of Works)
(1) Unless otherwise stated, all rights and responsibilities—including copyrights—for content posted by Members in connection with their use of the Service shall belong to the respective Member. However, the Company may, without separate consent, use such content for the purposes of operating, displaying, transmitting, distributing, or promotingthe Service, within reasonable bounds and in accordance with fair practices, as follows:
1. Within the Service, the Company may reproduce, modify, adapt, display, transmit,
distribute, and otherwise use Member posts, provided such use does not materially alter
the integrity of the original work.
2. Outside the Service, the Company may reproduce, modify, adapt, display, transmit, and distribute Member content via online and offline media, social media platforms
(including social networking services, “SNS”), and telecommunications channels,
provided that such use does not impair the integrity of the work.
(2) All Member-generated content may be deleted upon the Member’s withdrawal from the Service, either at the Member’s request or in accordance with the Company’s policies.
(3) The Company retains all rights, including copyrights and other intellectual property rights, in and to the Services it provides. This includes, without limitation, all trademarks, service marks, logos, designs, text, scripts, graphics, and other materials related to the Services.
The Company either owns or holds valid rights or licenses to such materials under
applicable law. This does not apply to content posted by Members or works provided
pursuant to partnership agreements with affiliated third parties.
1. The Company grants Members a limited, non-exclusive, non-transferable right to
access and use the Services and to create posts, subject to these Terms and any
additional policies issued by the Company. Members shall not sell, assign, sublicense,
pledge, or otherwise dispose of such rights.
2. These Terms do not confer upon Members any ownership, copyright, or proprietary
interest in the Services. Members are granted only a limited right to access and use the
Services and to create posts in accordance with these Terms. Members shall not use
any part of the Services or their contents for commercial purposes.
3. Except as expressly authorized in writing by the Company, Members shall not use,
copy (including reproduction), or distribute (including transmission, publication,
broadcast, or dissemination), or allow third parties to use: any Service-related
information, including Member status data; or any text, scripts, graphics, or other
content created by the Company.
4. Members shall not attempt to reverse engineer, decompile, disassemble, derive source code from, or create derivative works based on the Services or any related software, unless expressly authorized in writing by the Company.
Article 13 (Company’s Obligations)
(1) The Company shall not disclose or distribute any personal information of Members
obtained in connection with the provision of the Services to third parties without the
Member’s prior consent; provided, however, that this restriction shall not apply where
disclosure is required by relevant authorities for investigative purposes, judicial
proceedings, or other lawful procedures under applicable laws and regulations, or upon a request by the Korea Communications Standards Commission pursuant to statutory
provisions.
(2) Within the scope of Paragraph 1 above, the Company may, without obtaining prior consent from Members, compile and use statistical data derived from all or part of Members’ personal information in connection with its business operations, and may transmit cookies to Members’ devices for such purposes. In such cases, Members may adjust their browser settings to refuse cookies or to receive alerts regarding their receipt. The Member shall be solely responsible for any limitations on Service functionality arising from such cookie settings.
(3) The Company shall promptly address any Member complaints relating to the Services. If immediate resolution is not feasible, the Company shall post the reason for the delay and the anticipated resolution schedule on the Service interface or notify the Member via email or other reasonable means.
(4) If a Member incurs damages as a result of the Services provided by the Company, the Company shall be liable only where such damages arise from the Company’s willful
misconduct or gross negligence. In such cases, the Company’s liability shall be limited to ordinary and foreseeable damages.
(5) The Company shall comply with all applicable laws and regulations relating to the
operation and maintenance of the Services, including, without limitation, the Act on
Promotion of Information and Communications Network Utilization and Information
Protection, the Protection of Communications Secrets Act, and the Telecommunications
Business Act.
Article 14 (Member Obligations)
(1) Members shall not engage in any of the following acts:
1. Providing false, misleading, or inaccurate information in connection with Service
registration or updates to Member information
2. Using or misappropriating another person’s identity or information;
3. Altering, deleting, or otherwise tampering with content posted by the Company;
4. Uploading, transmitting, or distributing unauthorized content (including software or
computer programs) not approved by the Company;
5. Infringing the intellectual property rights (including copyrights) of the Company or any
third party;
6. Defaming, disparaging, or otherwise interfering with the reputation, business
operations, or interests of the Company or any third party
7. Posting or disclosing obscene, violent, or otherwise offensive messages, images, audio, or other content that violates public order or decency;
8. Using the Services for any commercial purpose without the Company’s prior written
consent;
9. Engaging in any other unlawful, deceptive, or unfair conduct.
(2) Members shall comply with all applicable laws and regulations, these Terms, the
Company’s published usage guidelines, and any notices or instructions provided in
connection with the Service. Members shall further refrain from engaging in any activity
that may disrupt or interfere with the Company’s operations or the integrity of the Service.
Article 15 (Notice to Members)
(1) The Company may provide notice to a Member via the email address registered by such Member, SMS, or other reasonable methods.
(2) In the case of notice to multiple or unspecified Members, the Company may post such notice on the Service’s notice board or a similar platform in lieu of individual notice
Article 16 (Personal Information Protection and Entrustment)
(1) The Company shall endeavor to protect Members' personal information, including information provided during registration, in accordance with applicable laws and regulations. The handling of personal information shall be governed by such laws and regulations and the Company’s Privacy Policy.
(2) As a general rule, the Company shall manage and process collected personal information internally. However, when necessary, the Company may entrust all or part of such processing activities (the “Personal Information Services”) to a third party selected by the Company.
Article 17 (Termination and Restriction of Use)
(1) A Member may terminate the service use agreement at any time by canceling their
Account.
(2) Account termination shall take effect immediately upon the Company’s receipt of the
Member’s intent to terminate. After termination, the Member will no longer be able to
access the Services through that account.
(3) Upon termination, the Member will lose access to all content, FABLO Points, and XP
associated with the account. Such items may no longer be used, transferred, or otherwise disposed of.
(4) The Company may provide the Member with seven (7) days’ notice to cure any of the following violations. If the Member fails to cure within that period, the Company may
immediately terminate the service use agreement:
1. Breach of these Terms;
2. Violation of applicable laws, including but not limited to: distribution of illegal
programs, interference with the Services, illegal communications, hacking, distribution
of malware, or unauthorized access;
3. Falsification of identity or providing false personal information;
4. Any other conduct reasonably determined by the Company to be equivalent to the
above.
(5) In the event any of the grounds set forth in Paragraph 4 of this Article occurs, the Company shall notify the Member in advance of the reason, type, and duration of the restriction on use, and shall provide the Member with thirty (30) days to submit an explanation.
(6) Upon termination under this Article, all benefits or privileges granted free of charge shall be forfeited. The Company shall not be obligated to provide any compensation for such forfeited benefits.
(7) Upon termination, all Member data—including email addresses, linked social media
accounts, and service usage history—shall be deleted and shall not be recoverable, except for data that the Company is required to retain under applicable laws or the Privacy Policy.
(8) If any of the following occur, the Company may issue a warning or temporarily restrict the Member’s access to some or all Services. In such case, the Member shall not be entitled to claim damages:
1. Any of the circumstances listed in Paragraph 4 above;
2. The Member initiates a legal or administrative dispute against the Company or any
third party, including other Members.
(9) As a general principle, the Company will impose usage restrictions in a phased manner. Prior notice will be provided stating the grounds, nature, and duration of such restrictions.
(10) Members may file an appeal within seven (7) days of a usage restriction. If the Company determines that the appeal is justified, it shall lift the restriction accordingly.
Article 18 (Damages)
(1) The Company shall be liable for damages incurred by a Member only to the extent such damages result from the Company’s willful misconduct or gross negligence.
(2) If a Member breaches these Terms or fails to fulfill their obligations hereunder, thereby causing damage to the Company, the Member shall be liable to compensate the Company for such damage.
(3) Nothing in this Article shall limit or prejudice any other rights or remedies available under these Terms or any applicable laws or agreements.
Article 19 (Disclaimer of Liability)
(1) The Company may temporarily suspend the Services due to maintenance, inspection, replacement, breakdown of communications equipment (including computers), or interruption of communications. The Company shall not be liable for any resulting damages to Members or third parties unless such damages are caused by the Company’s willful misconduct or gross negligence.
(2) If the Company is unable to provide the Services due to force majeure events—including, but not limited to, acts of God, war, fire, flood, epidemic, natural disasters, or governmental action—it may restrict or suspend the Services. In such cases, the Company shall not be liable for any resulting damages to Members or third parties, unless such damages are
caused by the Company’s willful misconduct or gross negligence.
(3) The Company shall not be liable for any disruption or limitation in the use of the Services due to reasons attributable to the Member or the Community, absent willful misconduct or gross negligence on the part of the Company.
(4) The Company shall not be liable for any damages arising from (i) service interruptions due to causes attributable to its Affiliates or telecommunications service providers, or (ii) a Member’s failure to review notices or messages due to reasons attributable to the Member, unless the Company acted with intent or gross negligence.
Article 20 (Governing Law)
(1) The service use agreement shall be governed by the laws of the Republic of Korea, without regard to its conflict of law principles.
(2) In the event of any discrepancy or inconsistency between the original Korean version of these Terms and any translation thereof, the Korean version shall prevail.
Article 21 (Jurisdiction)
(1) In the event of any dispute between the Company and a Member in connection with the Services, the parties shall consult in good faith to resolve the matter amicably.
(2) If the dispute is not resolved through consultation, the court having jurisdiction over the location of the Company’s principal place of business shall have exclusive jurisdiction.
Supplementary Provisions
Article 1 Effective Date
These Terms shall take effect as of September 9, 2025.
