Terms & Conditions
Article 1 (Purpose)
These Terms of Service (the “Terms”) are intended to set forth the fundamental rights, obligations, and responsibilities between FACTBLOCK GLOBAL PTE. LTD. (the “Company”) and the Members in connection with the use of the FABLO service (the “Service”) provided by the Company.
Article 2 (Effectiveness and Amendment of the Terms)
1. The Company may amend these Terms to the extent that such amendments do not violate applicable laws and regulations, including the Act on the Regulation of Terms and Conditions and the Act on Consumer Protection in Electronic Commerce.
2. If the Company amends the Terms, the Company shall provide notice of the effective date, the details of the amendment, and the reasons for such amendment at least seven (7) days prior to the effective date (or thirty (30) days prior if the amendment is unfavorable or material to Members) through the Service’s main page or a linked page.
3. If the Company amends these Terms, the Company shall confirm whether Members consent to the amended Terms. If the Company notifies Members that failure to express consent or refusal before the effective date will be deemed consent, and the Member does not express refusal by the effective date, the Member shall be deemed to have agreed to the amended Terms.
4. If a member does not agree to the amended Terms, either the Company or the Member may terminate the Service Agreement.
Article 3 (Governing Rules)
Matters not specified in these Terms shall be governed by applicable laws and regulations, including the Framework Act on Telecommunications, the Telecommunications Business Act, and the detailed service guidelines separately established by the Company.
Article 4 (Definitions)
For purposes of these Terms, the following terms shall have the meanings set forth below:
1. Service: All services provided by the Company in connection with the FABLO platform, regardless of the type of device used (including mobile devices and other wired or wireless devices).
2. Member: A person who enters into a Service Agreement in accordance with these Terms and uses the Content and Services provided by the Company.
3. Partner: A person or entity that enters into a separate agreement with the Company and provides quests and Content to Members.
4. Influencer: A person who enters into a Service Agreement under the FABLO Influencer Terms and receives benefits through the use of the Company’s Services and Content.
5. Reward Service: A service through which Members participate in interactive content provided by the Company or its affiliates, including quests, mini-games, partner campaigns, events, and advertisements, and receive rewards such as FABLO Points or experience points (XP).
6. Lounge: An online space within the Service where Content can be uploaded and the Members can interact through likes, comments, reposts, and similar functions.
7. Open Profile: An online profile page where information about Members or Influencers is displayed, including their Content and Service activity metrics such as points.
8. Store Service: A service through which Members may exchange FABLO Points for coupons, items, or other products.
9. FABLO Points: Points accumulated by Members through participation in the Reward Service or other methods determined by the Company, which may be used within the Service subject to the conditions established by the Company.
10. Community Credits: A payment method used by Partners to purchase FABLO Points distributed to Members participating in quests.
11. Content: All information, materials, and data created within the FABLO platform by the Company, Members, Influencers, Partners, or other users of the Service.
12. Posts: Any information posted within the Service, including text, images, videos, files, links, or other forms of content.
13. Affiliates: Business partners that enter into agreements with the Company and provide coupons, products, or Reward Services, including advertisers, advertising platforms, mediation providers, and similar entities.
Unless otherwise defined herein, terms used in these Terms shall have the meanings prescribed under applicable laws or general commercial practices.
Article 5 (Formation of the Service Agreement)
1. The Service Agreement is formed when a person applying for membership (the “Applicant”) submits a membership application including agreement to these Terms and the Company accepts such application.
2. The Service shall be used on a one-person-one-account basis, and only one device may be used per account. The service usage history associated with an existing account may not be transferred to any other account.
3. Children under the age of 14 are not permitted to register or use the Service.
4. The Company may refuse to accept an application for membership in any of the following cases:
1) where the Applicant violates the one-person-one-account principle or fails to meet the eligibility requirements established by the Company, including being under fourteen (14) years of age;
2) where the Applicant has previously violated the obligations of the Members under Article 14 of these Terms and has been subject to restrictions on the use of the Service, or where the Applicant has a history of termination of the Service Agreement and restriction of Service use pursuant to Article 17; provided, however, that this shall not apply where the Company has approved the re-registration of the Applicant after a certain period has elapsed following such restriction or termination;
3) where the information provided in the application for membership contains false statements, omissions, or errors;
4) where the Company determines that entering into the Service Agreement would cause significant technical difficulties for the Company; or
5) where the application for membership is made for improper purposes such as interfering with the Company’s business operations, or where there exist other grounds that make acceptance impossible under applicable laws or the Company’s policies.
5. If false information is provided during the registration process, the use of the Service may be restricted. The Applicant shall bear all disadvantages and legal liabilities arising from the provision of such false information.
6. If there are any changes to the information provided at the time of registration, the Member shall update such information or notify the Company accordingly. The Company shall not be liable for any disadvantages arising from the Member’s failure to update or notify the Company of such changes.
Article 6 (Provision and Modification of the Service)
1. The Company provides the following Services:
1) Reward Service that provides rewards through quests, mini-games, partner campaigns, events, and reward-based advertisements;
2) Lounge Service that allows the Members to upload Content and interact with one another;
3) Open Profile Service that enables the disclosure, management, and connection of information relating to the Members and the Influencers;
4) Store Service through which the Members may exchange FABLO Points for coupons, items, or other products; and
5) any other ancillary services that may be provided by the Company from time to time.
2. After the Service Agreement is formed pursuant to Article 5(1), the Member may use the Service as a registered Member. However, the use of certain Services may be restricted at the Company’s discretion where necessary.
3. The Company may provide the Service to the Members and, in doing so, may also provide additional or ancillary services in addition to those specified in these Terms.
4. In providing the Service, the Company may display advertisements of the Company or third parties to the Members. Such advertisements may be presented in various forms, including but not limited to Service screens, Content areas, and notifications.
5. The Company merely provides the medium through which advertisements may be displayed, and the advertiser shall bear sole responsibility for the content of the advertisements and the goods or services promoted therein. Unless caused by the Company’s willful misconduct or gross negligence, the Company shall not be liable for any damages incurred by the Members as a result of viewing such advertisements or using the goods or services advertised.
6. In providing certain services, the Company may require the Members to enter into separate agreements in addition to these Terms. Services requiring such separate agreements may be used only after the Member agrees to the relevant terms and conditions and the Company approves the Member’s application for such services.
7. The Company may temporarily suspend all or part of the Service for operational reasons, including but not limited to maintenance, inspection, replacement, or malfunction of information and communications equipment such as computers; communication failures; inspection, failure, or policy changes of external platforms or affiliates; or suspension of integrations with advertising platforms. In such cases, the Company shall notify the Member in advance by reasonable means. However, where prior notice is not possible due to unavoidable circumstances, the Company may provide notice thereafter.
8. The Company may conduct periodic inspections as necessary for the provision of the Service. The schedule for such inspections shall be announced on the Service interface. During such inspections, the use of all or part of the Service may be restricted. Unless caused by the Company’s willful misconduct or gross negligence, the Company shall not be liable for any damages resulting therefrom.
9. The Company shall not be liable for any restrictions or disruptions to certain functions of the Service arising from failures, maintenance, or other issues relating to third-party services connected to the Service, unless caused by the Company’s willful misconduct or gross negligence. In such cases, the Company shall notify the Member of the relevant circumstances.
Article 7 (Reward Service)
1. The Company provides the Member with the ability to participate in the Reward Service. The Member may receive FABLO Points or other rewards designated by the Company upon satisfying the conditions established by the Company or its affiliates.
1) Users may earn experience points (XP) through participation in the Reward Service regardless of whether they win or receive a reward.
2) The types of Reward Services, methods of participation, the nature of rewards, and the criteria for granting rewards may vary depending on each Reward Service. Such details will be notified through the Service interface or by separate notice.
3) Rewards for participation in the Reward Service shall be granted only after verification by the Company or its affiliates. Rewards may not be granted if the applicable conditions are not satisfied or if fraudulent participation is detected.
4) Whether a User has completed participation in the Reward Service and whether the User is eligible to receive rewards shall be determined in accordance with the criteria and verification procedures established by the Company or its affiliates. The Company shall disclose the reward criteria and verification procedures through separate operational guidelines.
2. In participating in the Reward Service, the Member shall not engage in any of the following acts. If the Member engages in any of the acts set forth below, the Company may notify the Member of the type and reason for the measures to be taken and may take necessary actions, including but not limited to restricting participation in the Reward Service, temporarily withholding the payment of rewards, canceling FABLO Points scheduled to be granted, recovering FABLO Points already granted, or restricting the use of the Member’s account. The determination of whether the Member has engaged in fraudulent participation in the Reward Service and whether the Member is eligible to receive rewards shall be made in accordance with the criteria and internal verification procedures established by the Company. The Company shall disclose the reward eligibility criteria and verification procedures through separate operational guidelines.
1) participating in the Reward Service through fraudulent means using automated tools such as macros, bots, scripts, or crawlers;
2) bypassing the normal participation procedures established by the Company or its affiliates, or accessing or participating in the Reward Service in an abnormal manner;
3) participating in the Reward Service using another person’s account or information, or using false information;
4) any other acts reasonably determined by the Company to constitute fraudulent participation by similar means, including but not limited to device identifier manipulation, use of emulators or virtual environments, bypassing regional or national restrictions through VPNs, abnormal calls to external systems, or the provision of false information.
3. If the payment of rewards for participation in the Reward Service is denied or recovered due to failure to satisfy the applicable conditions or due to fraudulent participation, the Member may raise an objection with the Company within five (5) business days from the date on which the Member receives notice of such denial or recovery. If the Company determines that the Member’s objection is valid, the Company shall grant the applicable reward.
4. Certain Reward Services may be provided in partnership with external business operators or platforms. In such cases, the following shall apply:
1) The Company may utilize the systems (including APIs) of external business operators or platforms in order to provide the Reward Service. Due to the nature of such systems, a certain period of time may be required to verify whether the Member has completed participation or to grant rewards.
2) Where the Company utilizes an external business operator or platform, the terms and conditions of the relevant service provided by such operator or platform may apply. The provision of the Reward Service may be restricted or suspended due to the policies, operational circumstances, or system failures of the external operator or platform. Any delay in or inability to grant rewards arising therefrom shall be governed by the terms and conditions of such service, and the Company shall not be liable unless such delay or failure is caused by the Company’s willful misconduct or gross negligence.
3) The Company may utilize the YouTube API in providing certain Reward Services. In such cases, the Member shall be deemed to have agreed to the YouTube Terms of Service (https://www.youtube.com/t/terms) when participating in the relevant Reward Service.
5. The Company may modify or suspend all or part of the Reward Service where unavoidable circumstances arise, including changes to the Company’s service operation policies, changes in partnership conditions, technical necessities, or the enactment or amendment of applicable laws and regulations. In such cases, the Company shall provide prior notice through service announcements or other reasonable means.
Article 8 (Lounge Service)
1. The Member may use various functions available in the Lounge, including creating posts and comments, sharing content, following other users, and viewing leaderboards.
2. The Company may restrict the Member’s use of all or part of the Lounge functions where the Member uses the Lounge in any of the following manners, in order to maintain the order of Service use and ensure the stability, security, and operational efficiency of the Service:
1) posting or attempting to post illegal or inaccurate information;
2) posting or attempting to post content that violates or is contrary to applicable laws and regulations;
3) posting or attempting to post content that defames, disparages, or otherwise causes harm to a specific individual or organization;
4) posting or attempting to post content that infringes the intellectual property rights or portrait rights of others;
5) posting or attempting to post content that impersonates another person or entity, or that constitutes fraud;
6) where the use of automated tools or manipulation of engagement metrics (including farming of likes, comments, or views) is suspected; or
7) any other acts that constitute a violation of these Terms or the Company’s operational policies.
3. The responsibility for the management and operation of content and materials posted in the Lounge shall rest with the person who posts such content.
1) The copyright to content posted in the Lounge shall remain with the Member who created such content.
2) The Company may delete or modify content where there are reasonable grounds to believe that the content seriously infringes upon the personality or rights and interests of a Member, where it is necessary to protect a Member, where the content violates Article 3 of these Terms or applicable laws and regulations, or where there exist other comparable reasonable grounds. The Member may file an objection within seven (7) days after such action has been taken. In such cases, the Member shall not claim compensation for any damages arising therefrom.
3) The person who posts content in the Lounge shall bear full responsibility for such content. If any third party asserts any claim against the Company, including allegations of infringement of intellectual property rights or other rights, objections, or legal actions arising from content posted in the Lounge, the person who posted such content shall resolve the matter at their own cost and responsibility and shall indemnify and hold the Company harmless from and against any and all damages incurred by the Company (including, without limitation, reasonable attorneys’ fees). However, if the Company has acted with willful misconduct or gross negligence, liability shall be apportioned in proportion to such fault.
4. If the Company discovers any posts or comments containing the following content, the Company may delete such posts or comments without prior notice. Where such conduct is repeated or the violation is considered serious, the Company may restrict the posting of content or comments by the relevant Member or suspend the Member’s account.
1) posts containing abusive language, defamation, or obscene content;
2) posts of a commercial nature intended for promotion or profit-making purposes;
3) posts that infringe intellectual property rights, including copyright;
4) posts that damage the reputation of others or contain antisocial content; or
5) posts that disclose the personal information of the Member or any third party (including real name, contact information, email address, etc.).
Article 9 (Open Profile)
1. Through the Open Profile, the Member may register, modify, and disclose information including a profile image, name or nickname, company name and title, industry field, introduction, badges, activity history (including posts, comments, likes, rankings, and points), social media accounts, and contact information. The Member may also use messaging and contact-sharing functions available through the Open Profile.
2. Where the Member uses the Open Profile in any of the following manners, the Company may restrict the use of all or part of the Open Profile functions in order to maintain the order of Service use and ensure the stability, security, and operational efficiency of the Service:
1) registering or sharing false, illegal, or harmful information;
2) posting or transmitting content that violates or is contrary to applicable laws and regulations;
3) infringing upon the reputation or privacy of others, or engaging in discrimination, hate speech, or defamation;
4) infringing the intellectual property rights, portrait rights, or other rights of others;
5) impersonating another person, organization, or company, or presenting false career history or qualifications;
6) sending spam, mass promotional messages, or solicitation messages, or using automated tools for such purposes;
7) where manipulation of engagement metrics is suspected (including fake followers, comments, likes, or view farming); or
8) any other acts that constitute a violation of these Terms or the Company’s operational policies.
3. The Member shall be solely responsible for the management and operation of the information and content registered in the Open Profile.
1) The rights to and responsibility for the information and content registered in the Open Profile shall belong to the Member. If any dispute with a third party arises in connection therewith, the Member shall resolve such dispute at the Member’s own responsibility and expense and shall compensate the Company for any damages incurred by the Company as a result thereof. However, where the Company has acted with willful misconduct or gross negligence, liability shall be apportioned within the scope of such fault.
2) The Company may delete, restrict visibility of, or modify any registered information or content if it determines that such information or content violates applicable laws, these Terms, or the Company’s operational policies, or infringes the rights of others. In such cases, the Member shall not claim compensation for any damages arising therefrom.
3) Where the Member has been granted a badge, such badge may be managed or revoked in accordance with the criteria established by the Company. The Member shall not use such badge externally for commercial purposes, including endorsements or recommendations, without the Company’s prior approval.
4. If the Company discovers any information or messages containing the following content, the Company may delete or block such content without prior notice. Where such conduct is repeated or the violation is considered serious, the Company may suspend the account of the relevant Member.
1) messages or posts containing abusive language, defamation, or obscene content;
2) posts of a commercial nature intended for promotion or profit-making purposes;
3) posts that infringe intellectual property rights, including copyright;
4) posts that damage the reputation of others or contain antisocial content; or
5) posts that disclose the personal information of the Member or any third party (including real name, contact information, email address, etc.).
Article 10 (Store Service)
1. The Member may exchange FABLO Points in the Store for coupons, items, or other products provided by the Company or its affiliates.
2. Coupons provided through the Store may be issued in the form of a barcode, code, or other equivalent format that records the right to exchange for physical goods or to use digital products or services.
3. Coupons or items exchanged by the Member through the Store may be viewed within the Service for a period determined by the Company.
4. The Member shall be responsible for the use, storage, and management of coupons or items provided through the Store. The Company shall not be liable for any disadvantages arising from expiration of the usage period, loss, or changes in the policies of affiliates. However, where such disadvantages arise due to the Company’s willful misconduct or negligence, the Company shall be liable only to the extent of such fault.
5. With respect to any disputes arising from the use of coupons or items exchanged by the Member through the Store due to reasons attributable to an affiliate, the Company shall not be liable unless such dispute is caused by the Company’s willful misconduct or negligence. The contents, terms of use, validity period, and availability of coupons or items shall be governed by the policies of the relevant affiliate.
6. Coupons or items exchanged by the Member using FABLO Points shall, in principle, not be subject to cancellation or refund of points, except where cancellation or refund is permitted under applicable laws or the policies of the relevant affiliate. However, where a material defect occurs due to reasons attributable to the Company, such as a system error, the Company may take necessary measures within a reasonable scope.
Article 11 (FABLO Points)
1. The Member may accumulate and use FABLO Points (unit: point) when using the Service.
2. FABLO Points are not legal tender and may be used only within the scope and under the conditions determined by the Company. FABLO Points shall not be converted into legal currency.
3. The Member may accumulate FABLO Points in any of the following cases. The accrual of FABLO Points and the timing of their issuance shall be determined based on whether the conditions established by the Company or its affiliates are satisfied and verified. The Member shall not expect or claim the grant of FABLO Points as a right solely by participating in the Reward Service, and the methods and criteria for accruing FABLO Points may be changed in accordance with the Company’s operational policies.
1) where the Member participates in the Reward Service, satisfies the conditions established by the Company or its affiliates, and is confirmed to be eligible for rewards;
2) where FABLO Points are granted in accordance with promotions, events, or other methods determined by the Company; or
3) where FABLO Points are granted in accordance with other methods separately notified by the Company within the Service.
4. The Member may use FABLO Points in any of the following cases:
1) where the Member exchanges coupons, items, or other products in the Store; or
2) where the Member participates in a Reward Service that requires the deduction of FABLO Points as a condition for participation.
5. FABLO Points may be retained and used for a period of five (5) years from the date of accrual. Any FABLO Points that are not used within such period shall expire and be forfeited after the expiration of the validity period. Bonus FABLO Points provided by the Company to the Member may be retained and used for a period of one (1) year from the date of issuance, and any unused bonus FABLO Points shall expire and be forfeited after the expiration of the validity period.
6. The Member shall not transfer FABLO Points to another person or receive FABLO Points from another person for the purpose of engaging in illegal transactions such as money laundering, cash conversion schemes, or fraudulent transactions.
7. The Member may request a refund of unused FABLO Points within seven (7) days from the date of purchase (or recharge) in accordance with the following conditions. However, bonus FABLO Points provided by the Company as rewards for participation in the Reward Service or similar activities shall not be eligible for refund.
1) where the Member has received goods or services equivalent to eighty percent (80%) or more of the total amount of FABLO Points prior to the expiration of the validity period, the remaining balance (calculated based on the purchase amount and the unused proportion) shall be refunded in full;
2) where the Company reduces the scope of available uses for FABLO Points or changes the conditions for their use in a manner unfavorable to the Member, the full remaining balance shall be refunded; provided, however, that this shall not apply where there are legitimate reasons under applicable laws, including the Electronic Financial Transactions Act, such as the closure of an affiliated merchant or the expiration of a merchant agreement.
8. Where the Member falls under any of the following circumstances, or where there are reasonable grounds such as system errors, duplicate accrual, notification from an affiliate, failure to satisfy the reward criteria, or determination of fraudulent participation in the course of participating in the Reward Service or reward-based advertisements, the Company may restrict the accrual or use of FABLO Points, withhold the issuance of FABLO Points until verification is completed, or correct, recover, or cancel all or part of FABLO Points that have already been accrued. In such cases, the Company shall notify the Member of the reasons for such correction, recovery, or cancellation, and the Member may raise an objection with the Company within five (5) business days from the date of receiving such notice. If the Company determines that the Member’s objection is valid, the Company shall grant the applicable FABLO Points.
1) where the Member transmits a large volume of information for the purpose of disrupting the stable operation of the FABLO Points system;
2) where the Member improperly uses another Member’s account;
3) where the Member commits or facilitates criminal activities using the FABLO Points service;
4) where the Member uses another person’s FABLO Points without authorization;
5) where the Member is determined or reasonably suspected to be associated with criminal activities of a specific individual or legal entity;
6) where the Member is determined to be using FABLO Points as a means of illegal cash conversion; or
7) where the Member otherwise violates applicable laws and regulations.
9. The Company may modify or discontinue the methods for accruing or using FABLO Points as follows where necessary due to service policies or operational requirements.
1) Where the FABLO Points program is modified, the Company shall notify the Member by posting a notice within the Service and by other means such as email, SMS, or pop-up notifications before implementing such changes.
2) Where the operation of the FABLO Points program is discontinued, the Company shall notify the Member by posting a notice within the Service and by other means such as email or SMS before implementing such change. If the Member does not use the remaining FABLO Points within thirty (30) days from the date of such notice, the Member may convert the remaining FABLO Points. The conversion criteria for FABLO Points shall be announced together with such notice.
Article 12 (Ownership of Rights and Use of Works)
1. Unless otherwise expressly indicated, all rights, including copyrights, and responsibilities relating to posts created by the Member in the course of using the Service shall belong to the Member.
However, the Company may use posts registered by the Member for the purposes of operating, displaying, transmitting, distributing, and promoting the Service within a reasonable scope consistent with fair practices, even without the Member’s separate consent, as follows:
1) Within the Service, the Company may reproduce, modify, adapt, display, transmit, and distribute the Member’s posts and may edit and use such posts to the extent that the integrity of the work is not impaired.
2) In order to allow use through online and offline media, social network services (SNS), and telecommunications service providers, the Company may provide, reproduce, modify, adapt, display, transmit, and distribute the Member’s posts, and may edit and use such posts to the extent that the integrity of the work is not impaired.
2. Posts created by the Member within the Service may be deleted upon the Member’s withdrawal from the Service in accordance with the Member’s choice or the Company’s policies.
3. All copyrights and other intellectual property rights in and to the various services provided by the Company shall belong to the Company. The Company owns or holds the rights to use all trademarks, service marks, logos, designs, texts, scripts, graphics, and other intellectual property associated with the Service in accordance with applicable laws and regulations. However, this shall not apply to posts created by Members or works provided pursuant to partnership agreements with affiliates.
2) The Company grants the Member only the right to use the Service and the right to create posts in accordance with the terms and conditions determined by the Company. The Member shall not transfer, sell, pledge, or otherwise dispose of such rights.
3) By agreeing to these Terms, the Member does not acquire ownership of the Service or any copyright in the Service. The Member is granted only a limited right to use the Service and to create posts, and therefore may not use any content within the Service for commercial purposes.
4) Except as expressly permitted, the Member shall not use, copy (including reproduction), distribute (including transmission, publication, distribution, or broadcasting), or allow any third party to use any information relating to the Service, including information about other Members, for commercial or non-commercial purposes. The Member shall also not copy, distribute, or allow any third party to use any texts, scripts, graphics, or other materials created by the Company.
5) Except with the Company’s explicit prior written consent, the Member shall not create derivative works based on the Service or any software included therein, reverse engineer the Service, or attempt to extract the source code.
Article 13 (Obligations of the Company)
1. The Company shall not disclose or distribute to any third party the personal information of the Member obtained in connection with the provision of the Service without the Member’s consent. However, this shall not apply where disclosure is required pursuant to lawful procedures under applicable laws and regulations, including where requested by investigative authorities for the purposes of investigation or judicial proceedings, or upon request by the Korea Communications Standards Commission.
2. Within the scope set forth in Paragraph 1 of this Article, the Company may prepare and use statistical data relating to the personal information of all or part of the Members without the Members’ prior consent in connection with its business operations. For this purpose, the Company may transmit cookies to the Member’s computer. In such cases, the Member may refuse to receive cookies or configure the browser settings of the Member’s computer to provide a warning when cookies are received. Any changes to the use of the Service resulting from modifications to cookie settings shall be the responsibility of the Member.
3. If the Company receives complaints from the Member in connection with the Service, the Company shall process such complaints promptly. If prompt processing is difficult, the Company shall notify the Member of the reasons and the expected processing schedule by posting a notice on the Service interface or by email or other appropriate means.
4. If damage occurs to the Member due to the Service provided by the Company, the Company shall be liable only where such damage arises from the Company’s willful misconduct or gross negligence, and the scope of such liability shall be limited to ordinary damages.
5. The Company shall comply with applicable laws and regulations relating to the operation and maintenance of the Service, including the Act on Promotion of Information and Communications Network Utilization and Information Protection, the Protection of Communications Secrets Act, and the Telecommunications Business Act.
Article 14 (Obligations of the Member)
1. The Member shall not engage in any of the following acts:
1) registering false information when applying for the use of the Service or when modifying Member information;
2) misappropriating or using another person’s information;
3) altering information posted by the Company;
4) transmitting or posting information (including computer programs) other than information designated by the Company;
5) infringing the intellectual property rights, including copyrights, of the Company or any third party;
6) damaging the reputation of, or interfering with the business operations of, the Company or any third party;
7) disclosing or posting obscene or violent messages, images, audio, or other information that is contrary to public order and morals through the Service;
8) using the Service for commercial purposes without the prior consent of the Company; or
9) engaging in any other unlawful or improper acts.
2. The Member shall comply with applicable laws and regulations, the provisions of these Terms, service guidelines, notices and precautions announced in connection with the Service, and any other matters notified by the Company, and shall not engage in any acts that interfere with the business operations of the Company.
Article 15 (Notice to the Member)
1. Where the Company provides notice to the Member, such notice may be given through the email address registered by the Member, SMS, or other appropriate means.
2. Where notice is provided to an unspecified number of Members, the Company may substitute individual notice by posting such notice on the Service’s notice board or within the Service.
Article 16 (Protection and Entrustment of Personal Information)
1. The Company shall endeavor to protect the personal information of the Member, including the Member’s registration information, in accordance with applicable laws and regulations. Matters relating to the protection of the Member’s personal information shall be governed by applicable laws and regulations and the Company’s Privacy Policy.
2. As a general rule, the Company shall perform tasks relating to the processing and management of collected personal information (the “Tasks”) itself. However, where necessary, the Company may entrust part or all of such Tasks to a company designated by the Company.
Article 17 (Termination of Agreement and Restriction of Use)
1. The Member may terminate the Service Agreement at any time by withdrawing the Member’s account if the Member no longer wishes to use the Service.
2. Account withdrawal shall be processed immediately upon receipt of the Member’s notice of termination, and the Member shall no longer be able to log in to the Service using the relevant account.
3. Upon withdrawal, the Member shall no longer have access to the Content, FABLO Points, and experience points (XPs) held by the Member, and the use, transfer, or disposition of such content, FABLO Points, and experience points (XPs) shall no longer be possible.
4. Where any of the following grounds exist, the Company may demand that the Member remedy such violation within a correction period of up to seven (7) days. If the violation is not remedied within such period, the Company may immediately terminate the agreement.
1) where the Member has engaged in acts in violation of these Terms;
2) where the Member has engaged in acts that violate applicable laws and regulations, including the provision of illegal programs, interference with the operation of the Service, illegal communications, hacking, distribution of malicious programs, or unauthorized access beyond permitted authority;
3) where the identity of the Member provided to the Company is false; or
4) where the Company reasonably determines that it is necessary to refuse the provision of the Service due to reasons comparable to those set forth in subparagraphs 1 through 3.
5. Where any of the grounds set forth in Paragraph 4 of this Article arise, the Company shall notify the Member in advance of the grounds, type, and duration of the restriction on use and shall provide the Member with an opportunity to submit an explanation within a period of thirty (30) days.
6. If the Service Agreement is terminated pursuant to this Article, all benefits obtained by the Member through the use of the Service without charge shall expire, and the Company shall not provide any separate compensation in relation thereto.
7. Upon completion of the termination of the Service Agreement, all information relating to the Member (including email addresses, social media accounts, and service usage records) shall be deleted and shall not be recoverable, except for information that the Company is required to retain pursuant to applicable laws and regulations or the Company’s Privacy Policy.
8. Where any of the following circumstances occur, the Company may issue a warning to the Member or impose restrictions on the use of all or part of the Service for a certain period of time. In such cases, the Member shall not claim compensation from the Company for any damages arising therefrom.
5) where any of the grounds set forth in Paragraph 4 of this Article arise with respect to the Member;
6) where the Member causes a dispute with the Company or with any third party, including other Members.
9. As a general rule, the Company shall impose restrictions on the use of the Service in a step-by-step manner and shall notify the Member in advance of the grounds, type, and duration of such restriction.
10. Where a restriction on the use of the Service has been imposed, the Member may file an objection within seven (7) days. If the Company determines that the Member’s objection is justified, the Company shall revoke the restriction imposed on the Member.
Article 18 (Indemnification and Damages)
1. If the Company causes damage to the Member due to the Company’s willful misconduct or gross negligence, the Company shall be liable to compensate the Member for such damage.
2. If the Member causes damage to the Company by violating these Terms or by failing to perform obligations under these Terms, the Member shall be liable to compensate the Company for such damage.
3. Any claim for damages under this Article shall not affect the exercise of rights under these Terms or the exercise of rights under any related agreements.
Article 19 (Disclaimer)
1. The Company may temporarily suspend the provision of the Service due to maintenance, inspection, replacement, or malfunction of information and communications equipment such as computers, or due to communication failures. In such cases, the Company shall not be liable for any damages incurred by the Member or any third party unless caused by the Company’s willful misconduct or gross negligence.
2. The Company may restrict or temporarily suspend the provision of the Service where the Service cannot be provided due to force majeure events, including natural disasters, war, fire, flood, epidemics, other natural calamities, governmental actions, or other comparable events. In such cases, the Company shall not be liable for any damages incurred by the Member or any third party unless caused by the Company’s willful misconduct or gross negligence.
3. The Company shall not be liable for any service disruptions, errors, delays, suspensions, or delays or failures in the calculation or provision of rewards arising from reasons attributable to the Member, partners, affiliates (including advertisers, advertising agencies, advertising platforms, and mediation providers), or other third parties, including policy changes, system failures, or suspension or termination of operations, unless caused by the Company’s willful misconduct or gross negligence.
4. The Company shall not be liable for any damages incurred due to the Member’s failure to review notices where such failure is attributable to the Member, unless caused by the Company’s willful misconduct or gross negligence.
Article 20 (Governing Law)
1. The Service Agreement shall be governed by the laws of the Republic of Korea.
2. In the event of any discrepancy or inconsistency between the Korean-language original version of these Terms and any translated versions in other languages, the Korean-language version shall prevail.
Article 21 (Jurisdiction)
1. In the event of any dispute arising between the Company and the Member in connection with the use of the Service, the Company and the Member shall endeavor to resolve such dispute through good-faith consultation.
2.If the dispute cannot be resolved through the consultation set forth in Paragraph 1 of this Article, such dispute shall be submitted to the court having jurisdiction over the location of the Company’s principal office as the court of exclusive jurisdiction.
Supplementary Provision
Article 1 (Effective Date)
These Terms shall take effect on March 16, 2026.